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It is possible to be approved with less than perfect credit history. Credit decisions are received with “approved”, “approved with conditions” or “declined” decisions from our trusted third party vendor. A complete analysis of the credit report will be done to determine if further consideration is applicable. If your application is declined, we will issue a letter that will allow the household to contact the credit reporting agency to understand why a declined decision was reached. We encourage everyone to review our screening criteria prior to submitting an application.